4.84★ from 7,745,427 ratings · version 26.40 · 41 of the last 95 written reviews are one or two stars
App converted to advertising platform
3of the 41 read·7%
App transformed from useful credit tracker into an advertising platform for lenders and credit cards, drowning out actual features.
›read 3 of these reviews
“Used to be a credit score app — Now the scores are tinier than ever in the homepage! It’s all now ads for lenders and banks. First thing you’re greeted with each day is a credit card ad. This used to be an app to simply check your score, not anymore.” — ★☆☆☆☆ · English“Changes — I don’t know what CC did but it used to be easy to check and see if the information was correct. Now it’s mostly advertising that you have to wade through to see what they have on your credit report” — ★☆☆☆☆ · English“Just an Advertising Platform — Years ago Credit Karma was a good resource to track various attributes related to your credit. It’s just a bunch of sales slop now.” — ★☆☆☆☆ · English
Credit scores not updating or matching bureaus
3of the 41 read·7%
Credit scores haven't updated in months or don't match information from the actual credit bureaus.
›read 3 of these reviews
“Accounts — Accounts on Credit Karma haven’t been accurate for years. Customer service wasn’t any help. Some of the information doesn’t match the credit bureaus” — ★☆☆☆☆ · English“. — My score has not updated on over 8 months” — ★☆☆☆☆ · English“Terrible service — Credit Karma has not had a correct score for my accounts on either Trans Union or Experian in over two years terrible company terrible service do not recommend” — ★☆☆☆☆ · English
Excessive advertising and ad spam
3of the 41 read·7%
App is overwhelmed with intrusive ads that won't close, constantly spawns browser windows, and locks up the screen with spam.
›read 3 of these reviews
“1 star for intrusive ads — Intrusive ads constantly re-open even though they supposedly have finished playing. Locks up your screen, constantly spawns browser windows. 1 star for SPAMMING!!!” — ★☆☆☆☆ · English“Annoyed — This is the most problematic ad I’ve ever seen .. It won’t close & due to the annoyance of this I would NEVER use this” — ★☆☆☆☆ · English“Camel Toe — I can’t believe you would use an ad company that has an actress standing there with almost a CAMEL TOE for everyone to see. These ads ridiculous and entirely too time consuming. Now this add the main person is hold a completely melted ice cream dish. Do Better Geez” — ★★☆☆☆ · English
Apple publishes the most recent written reviews, up to five hundred, and that is what was read — not a search for bad ones. Why so many of them are angry. The complaints above come from the 41 most recent negative ones. Newest review 22 days ago (08.09.2026), last collected 21 days ago.